Retirement Planning

Investors face a number of risks over their lifetime, but longevity risk, inflation risk, market risk and behavioural bias risk are four key risks that are particularly significant. When looking at retirement, it is important to consider these risks when designing an asset allocation strategy.

Even if it seems a long way off, it pays to plan for our retirement as early as possible. Most people end up relying on their children and/or charity during retirement. How much we will need to save will depend on our own circumstances, but the sooner we start, the more we will have.